Are creditors sending you threatening letters and calling you every day? You don't have to live under their thumb. File for Chapter 7 bankruptcy to get a fresh start financially.
Leavell & Associates, Attorneys At Law, LLC provides Chapter 7 bankruptcy law assistance in Montgomery, AL. We'll figure out if you're eligible for Chapter 7 bankruptcy, which could discharge most of your debts in three to four months. You'll have to pass a means test, which will evaluate how your income compares to the state median for similar households. You qualify for Chapter 7 bankruptcy if your income is less than the median.
If your income is greater than the median, there's still hope. The second section of the test evaluates your allowed monthly expenses to see if you have enough disposable income to repay unsecured debts. If you don't, you can move forward with Chapter 7 bankruptcy. If you do, Chapter 13 bankruptcy may be the answer for you.
Everyone's financial situation is different. It's important to talk to a bankruptcy attorney in Montgomery, AL to ensure you're making the best decision for your specific financial situation. If you're overwhelmed by unsecured debt, talk to us now to develop a solution.
Don't fall deeper and deeper into debt when a bankruptcy attorney can help you find a way out. If you can't pay your bills because: